What are the perks of Chase Sapphire Preferred?

24 Benefits and Perks of the Chase Sapphire Preferred Card [$4,560+ in Value]

  • Earning Chase Ultimate Rewards Points. Welcome Bonus [$2,000]
  • Flexible Redemption Options. Transfer Points to Travel Partners [$300]
  • Travel Benefits and Protections. $50 Hotel Credit [$50]
  • Shopping Benefits and Protections.

Do you get free checked bags with Chase Sapphire Preferred?

The Sapphire Preferred Card is not affiliated with a particular airline, so it does not offer features such as free checked bags or airport lounge access. But it has some great consolation prizes: one of the largest initial bonuses on the market and the market’s best travel insurance.

Is it worth getting Chase Sapphire Preferred?

The Chase Sapphire Preferred® Card is a popular choice for consumers who want to open a travel card without paying hundreds of dollars a year. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100.

Do you get lounge access with Chase Sapphire Preferred?

The only way you can get airport lounge access with Chase Sapphire Preferred is by paying the $99 membership fee. This card does not provide complimentary access to airport lounges/clubs. Only Chase Sapphire Reserve® gives free airport lounge access – for the cardholder, authorized user, and up to two guests.

Is Chase Sapphire Preferred hard to get?

Yes, the Chase Sapphire Preferred® Card is hard to get because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Chase Sapphire Preferred.

How do I get my Chase Sapphire Preferred fee waived?

If you want to try for a fee waiver or reduction, you can call the number on the back of your card or the general Chase customer service line: 1-800-432-3117. According to people who’ve had luck with fee waivers on other credit cards, having a high income and spending a lot can help.

Do you get TSA PreCheck with Chase Sapphire Preferred?

The card also offers up to a $100 reimbursement every four years for the application fee for NEXUS, Global Entry or TSA PreCheck, which can let you sail through customs or security lines on your next trip. The Chase Sapphire Preferred® Card lacks these travel perks.

Does Chase Sapphire Preferred cover cell phone insurance?

Chase Sapphire Preferred does not offer cell phone insurance. It’s not a common benefit, but it’s a valuable perk on credit cards that do offer it. Some cards will reimburse cardholders up to $1,000 if a covered cell phone is lost or damaged.

Is Chase Sapphire Preferred worth it 2021?

The Chase Sapphire Preferred® Card is an excellent card for travelers in general. It even has a few travel perks, such as primary rental car insurance, trip cancellation/interruption insurance and lost luggage insurance.

Is Chase Sapphire hard to get?

While there is no official score required, it is generally known that the Chase Sapphire Preferred® Card requires a good credit score, which means 690 or higher. This is not a hard and fast rule, however, and those with credit scores lower than 690 could possibly get approved.

How do I get Chase to waive annual fee?

What is the highest credit limit for Chase Sapphire?

Highest Credit Card Limits of 2022

Card Name Minimum Credit Limit
Chase Sapphire Reserve® $10,000+
Chase Sapphire Preferred® Card $5,000+
Wells Fargo Reflect℠ Card $1,000 minimum
The Platinum Card® from American Express No Pre-Set Spending Limit