What credit score is needed for a Capital One QuicksilverOne card?

580 or higher
The Capital One QuicksilverOne Rewards Credit Card is a good choice for people with just average credit. Applicants with at least a fair credit score (580 or higher) or little credit history have good chances for approval.

What is the Capital One Quicksilver card limit?

Capital One does not list a minimum or maximum credit limit in Quicksilver’s terms and conditions.

Is the Capital One Quicksilver card easy to get?

The Capital One Quicksilver credit score requirement is a score of 700 or higher, as applicants need at least good credit for approval. Capital One also considers applicants’ income and debt when making approval decisions for the Quicksilver card.

Does the QuicksilverOne card have an annual fee?

It doesn’t charge an annual fee, making it a viable option for those new to credit. You’ll start out earning 1% cash back on eligible purchases right away and up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

What is the minimum credit limit for Quicksilver?

$1,000
The minimum credit limit for the Quicksilver card is $1,000. Your history with the Quicksilver card will be evaluated for a higher credit limit or upgrade after 6 months of positive history.

Can I upgrade my QuicksilverOne card?

Yes, you can upgrade your Capital One QuicksilverOne Cash Rewards Credit Card to a better offer as long as you’ve had the card for at least several months, and you will have the best odds if your credit score and income have gone up since you applied.

Is Quicksilver hard to get?

You’ll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card. Generally, cards that require higher credit scores tend to come with better features than those that require scores on the lower end of the scale.

How does the QuicksilverOne card work?

The Capital One QuicksilverOne card offers unlimited 1.5% cash back on every purchase and is available for consumers with average credit or a limited credit history. It charges an annual fee but, compared to other cards with the same target market, may be worth it for the higher rewards rate.

What credit does Capital One Quicksilver pull?

Capital One Quicksilver reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Capital One may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.

Can I have 2 Capital One credit cards?

Number of Cards Capital One will allow you to have only two of its personal credit cards open at once. This is a hard rule and cannot be overridden. This does not apply to Capital One’s co-branded store cards, but these are not the types of cards we typically look at to maximize travel rewards.

What’s the difference between Capital One and Quicksilver?

One of the biggest differences between Capital One Quicksilver and Capital One QuicksilverOne is the cost of merely owning each card. The Capital One Quicksilver Cash Rewards Credit Card has a $0 annual fee, whereas the Capital One QuicksilverOne Cash Rewards Credit Card charges $39 per year.

What is Quicksilver from Capital One?

Quicksilver from Capital One Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $200 Cash Bonus. See new cardmember offer details below.

How can I use my Capital One shopping rewards?

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account. Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping. Now you can pay for Amazon.com purchases using your Capital One rewards.

How do I earn a $200 Capital One cash bonus?

Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening 1 Use your Capital One rewards to make purchases at millions of online stores when you check out with PayPal. 0% intro APR for 15 months; 14.99% – 24.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months.

What are the benefits of creditwise from Capital One?

Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. It’s free and available to anyone, whether or not you have a Capital One product. You’re covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.