How do I get health insurance in California if unemployed?

People who are unemployed may be able to get a health plan through Covered California that includes savings based on your household size and income. You or your family members could also qualify for free or low-cost coverage through Medi-Cal. Start by using the Shop and Compare Tool.

Can I enroll in Covered California if I lose my job?

Losing health insurance coverage — no matter if you were laid off, let go with cause, you quit, or any other reason — qualifies you to apply through Covered California 60 days before and after the date your coverage stops. This period is called special enrollment.

What happens if you can’t afford health insurance in California?

If you do not have health insurance, Covered California can help you determine if you qualify for Medi-Cal or federal subsidies, and can provide you with coverage options and plan costs. You can contact Covered California by phone at (800) 300-1506, TTY: (888) 889-4500 or by visiting their website at www.coveredca.com.

How do I qualify for $1 health insurance?

If the primary tax filer or their spouse received unemployment insurance benefits or are approved for benefits for at least one week in 2021, the household will automatically qualify for a monthly premium as low as $1 per enrollee and the most generous level of cost-sharing reductions.

Does unemployment count as income for Medi-Cal?

Yes. Traditional federal and state unemployment benefits are considered income for Covered California, Medi-Cal, and CHIP, and you should include it in the income you report while using the Shop and Compare Tool.

Can I get Medi-Cal if I lose my job?

If you lost your job and insurance due to the coronavirus, you might also qualify for Medi-Cal, the state’s Medicaid health care program. Medi-Cal enrollment stays open year-round, so you can apply at any time.

Is unemployment considered income for Covered California?

Yes. All unemployment benefits (including the extra $300 per week PUC payment) are included in your taxable gross income and Modified Adjusted Gross Income for purposes of eligibility for financial help available through Covered California. Include these in your household income while using the Shop and Compare Tool.

Does California have free healthcare?

Medi-Cal is California’s Medicaid program. This is a public health insurance program that provides free or low cost medical services for children and adults with limited income and resources.