Does drink driving increase insurance?

As mentioned above, having a drink driving conviction (DR10) can significantly increase the cost of your insurance. Even if your original insurer is willing to cover you, it’s common for your premium to at least double following your conviction. Depending on how serious your case is, it may well be even more expensive.

How long does drink driving affect insurance?

Convicted drink drivers are likely to see an increased cost for insurance for a period of five years following a drink driving conviction. You should shop around & get drink driving insurance quotes from different sources in order to find the best price.

Does drink driving invalidate insurance UK?

It won’t necessarily fully invalidate your policy. But if you have an accident while you’ve been drinking, you might find your insurance provider won’t pay out for any injuries you suffer or repairs to your vehicle.

How can I get cheaper insurance after a drink driving ban?

Pay a higher voluntary excess Paying a higher voluntary excess, which means that you offer to pay more towards any costs you would otherwise claim from your insurer, could help reduce your car insurance after a drink driving conviction.

Do I have to disclose a drink driving conviction?

You must always declare unspent convictions to insurers. Failure to do so could invalidate your policy. Worst case you could then be facing additional points, a fine and even a ban due to driving without insurance (IN10).

Do I have to tell insurance about ban?

If you’ve been disqualified from driving you must inform your insurer straight away. You’re technically in breach of your car insurance contract as you no longer hold a valid licence.

Does a drink driving conviction show up on a DBS check?

For adults over age 18, the rehabilitation periods for drink driving offences are as follows: Custodial sentence over 48 months – never spent. This conviction will always show up on a DBS check.

Do I have to tell insurance about driving ban?

I’ve just been disqualified — do I have to inform my insurer? If you’ve been disqualified from driving you must inform your insurer straight away.

Does being drunk void your car insurance?

As a passenger involved in an accident the insurance company may exclude passenger claims if they can prove you were new the driver was drunk. A conviction for drunk/drug-driving will impact your insurance premium and some insurers may refuse to insure you.

Do I have to declare drink driving after 5 years?

Typically, you’ll need to declare your drink driving convictions for 5 years after the fact. After this they become spent under the Rehabilitation of Offenders Act of 1974, meaning you are not required to disclose them, despite them staying on your record for longer.

Does drink driving show up on a DBS check?

Do insurance companies check with DVLA?

While providing a copy of your driving licence and other documents may be a minor hassle, insurers have a legitimate reason for carrying out a DVLA licence check. In fact, ensuring all policyholders provide full and accurate information regarding past convictions and penalties can actually save you money.