Are classic cars cheaper to insure for young drivers?

Cheap classic cars to insure for 17-year-olds They may not have Bluetooth, automatic lights or even electric windows, but classic cars do have a lot of character and low insurance premiums, making them among the best cars for new drivers.

Can a 20 year old get insured on a classic car?

What is classic car insurance for younger drivers? It means enthusiasts between 18 and 24 can get insured on a vehicle that’s more than 20 years of age. So if you grew up fancying 1990s classics, then you can finally get one on a classic policy. That could be a coupe like a Volkswagen Corrado or Toyota Celica.

Can a 17 year old insure a classic car?

The younger driver classic car insurance scheme for 17 – 23 year olds contains the following criteria: Owner must be a member of one of the pre-selected clubs. Car must have been manufactured in or before 1985. Owner must have use of or own a second vehicle for everyday use.

Do you have to be 25 for classic insurance?

If your classic car is at least 25 years old, and you already have car insurance for a private car, you’re eligible for our Classic Car Insurance.

Can I get classic car insurance at 21?

You can get classic car insurance for under 25s, but there may be restrictions on the type of classic car you can drive, as well as how and where you drive it. Most insurers will only agree to insure you after you’ve had your license for at least 12 months.

What is the minimum age for classic car insurance?

25
Are there age limits for getting a classic car insurance policy? In most cases, our insurers set a minimum age of 25 and a maximum age of 79 for a classic car insurance policy. In some circumstances we may be able provide cover for drivers 21 and over, subject to strict terms and conditions.

How old do I need to be for classic car insurance?

Insurers define a classic car according to how it’s used and kept – generally speaking, it needs to be a combination of most of the following: more than 15 years old, driven less than 5,000 miles a year, kept in mint condition and used as a second car.

Can you get classic insurance 21?

If your classic car is +25 years old, and you already insure a private car, then you’re eligible for our Classic Car Insurance. We offer 3 levels of cover – Comprehensive, Third Party Fire & Theft or Third Party Only. No matter what cover you choose, you have peace of mind with: Local service.

Can a 21 year old get classic car insurance?

To conclude, the minimum age for classic car insurance is 21. However, there are certain exceptions and it’s always worth getting in touch and letting us work our magic.

Why is classic car insurance so cheap?

Classic car insurance is often cheaper than standard policies, mostly because insurers see classic cars as a lower risk of being involved in a claim. Many classic car insurers recognise that older vehicles have lower speed limits and classic car owners tend to keep their car well looked after.

Is a 20 year old car a classic UK?

The age of classic cars can vary considerably, and there are several definitions regarding how old a car must be before it becomes a classic. HMRC defines classics as being over 15 years old with a list price of at least £15,000, but to be tax exempt, the classic must be at least 40 years old.

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