What do you do if someone vandalizes your car?

Take these steps to make sure you’re covered:

  1. Document the scene. Record the damage with pictures, videos and notes.
  2. Don’t touch anything. Your car becomes evidence once it’s been vandalized, so be sure to keep things as they are.
  3. File a police report.
  4. Call your agent.
  5. Get it repaired.

What is it called when you destroy someone’s car?

Car vandalism refers to when someone defaces or destroys another person’s car without their permission. Types of car vandalism could include slashing tires, keying the car, smashing windows, or even egging the vehicle. Vandalism, under state laws, is a crime.

Can you claim for vandalism on car insurance?

Is vandalism insurance included with my car insurance? You’ll be able to claim for malicious damage if you have a comprehensive policy, but it isn’t usually covered in Theft, Fire and Third Party (TFTP) policies.

Can you sue for criminal damage?

If you’ve been the victim of a crime that’s left you injured, or with lost or damaged property, you can apply for compensation.

What does it mean when a car is vandalized?

Vehicle vandalism occurs when an individual intentionally causes damage to the property of another, in this case, a vehicle. Some examples of acts of vandalism include the vehicle being keyed, slashed tires or a broken window.

What is the difference between vandalism and damage?

Vandalism is damage done to someone else’s property, simply for the sake of causing damage. It is one of the most common property crimes. Malicious mischief is similar, though the damage may not have been intended. Some situations, like egging a house, straddle the line, depending on the outcome.

Is keying a car criminal damage?

Keying is an act of vandalism, which you can report to your local police on the 101 non-emergency number. Even if they can’t take immediate action, it’s helpful to have the incident on record. The police can give you a crime reference number, which you’ll need to make an insurance claim.

What happens when someone keys your car?

Keying someone’s car is an act of vandalism, so if this happens to you, you should call your local police department’s non-emergency number. An officer will file a report that can hopefully lead to charging the person who did it. A police report will also help if you decide to file an auto insurance claim.

Do you lose no claims for vandalism?

As vandalism is treated as an at-fault claim, it’s likely you’ll lose some or all of any no-claims discount you’ve accrued when you make a claim. However, some insurers will protect your no-claims discount in the event of a vandalism claim, so check your policy documents.