What is Blue Shield PPO?

The Blue Shield PPO plan gives you the freedom to select any physicians and hospitals within the plan’s network, as well as outside of the network. Your out-of-pocket costs will be lower when you choose a network provider.

What is full PPO?

This benefit plan uses a specific network of health care providers, called the Full PPO provider network. Providers in this network are called participating providers. You pay less for covered services when you use a participating provider than when you use a non-participating provider.

What does PPO 500 mean?

With Shared Cost Blue PPO 500, members have a fixed copay for some services, like doctor visits, prior to meeting the deductible. For less common services, individuals pay 100% of costs of most covered services until the deductible of $500 for individuals or $1,000 for families has been reached.

What is the difference between tandem PPO and full PPO?

The Difference Between Tandem PPO to Full PPO Network Offers care on your own terms with more programs and features. Offers a larger network of doctors and hospitals with great benefits.

What is a split deductible?

A split deductible is a deductible on an insurance policy that is paid out differently based on the specific peril or loss. This type of deductible payment is not mandatory for certain types of insurance policies but is, instead, chosen by the policyholder.

Can PPO plan have HSA?

Can I have an HSA and a PPO? Yes! In fact, many HSA-eligible health care plans are part of PPO networks. However, not all PPO plans are HSA eligible.

What are the pros and cons of PPO?

PPO plans offer a lot of flexibility, but the downside is that there is a cost for it, relative to plans like HMOs. PPO plan positives include not needing to select a primary care physician, and not being required to get a referral to see a specialist.