What credit score is needed for a student Discover card?

What credit score is needed for a student Discover card?

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How old do you have to be to get a student Discover card?

at least 18 years old
To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.

Do you need income for student Discover card?

To be eligible, students must be at least 18 years old and enrolled in a 2-or-4-year college or university. Other requirements include U.S. citizenship, a Social Security number (SSN) and a verifiable annual income sufficient enough to pay at least the minimum amount due each month.

Can a full time college student get a credit card?

Yes, a full-time college student can get a credit card, assuming they are at least 18 years old and have enough income to afford minimum monthly payments. Income requirements depend on age, meaning students under 21 can only include individual income, while those 21 and over can take household income into account.

Why was I denied a Discover student card?

The reasons will be listed in the denial letter Discover sends out shortly after its decision. They may include an annual income below what’s needed to make minimum monthly payments, a low credit score, too many recent credit inquiries or a high amount of debt, among others.

Is it hard to get approved for a Discover Card?

If you want to get a Discover credit card and you have a good or excellent credit score, you might think the application is a slam dunk. Even the best Discover credit cards are aimed at consumers with scores of 670 or above. A score of 700 or more is well beyond what you need.

Can you get a Discover student card with no job?

If you don’t have any form of income, you can open your own credit card account by having a family member co-sign. If your parents or other family members are willing to do so, opening a joint account can help build your credit while giving you access to the rewards and benefits that a student credit card offers.

Why did I get denied for Discover student card?

Is Discover or Chase better?

If you like to plan your spending months in advance, the Discover it Cash Back is the better choice as Discover releases its full cash-back calendar for the year, whereas Chase only announces Chase Freedom’s bonus cash-back categories by quarter.

How long does it take for Discover student card to be approved?

In most cases, after submitting a Discover it Student Cash Back application, there will be a decision within 60 seconds. If a further review of your application is needed, it can take up to 30 days to receive a decision, but you will normally have the decision within 5 to 7 days.

Is Discover Card hard to get?

A 640+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (below 640).