What credit score do you need for U.S. Bank Platinum?

You need a credit score of at least 750 to qualify for the US Bank Platinum card. However, they will also look at your income, debt, recent inquiries and more to determine approval.

Does U.S. Bank platinum have rewards?

U.S. Bank Visa® Platinum Card vs. It offers generous rewards of 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. It also offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 14.74% – 24.74%, based on creditworthiness.

Is U.S. Bank business credit card easy to get?

Switching from a personal credit card to a business card can be an intimidating process, but U.S. Bank has made it easy—and rewarding—to take the plunge. With an easy online application and several distinct card programs, it’s hard to see how you can go wrong with any of the cards in their family.

What does business Platinum mean?

The Business Platinum Card® from American Express is a premium travel card that offers luxury benefits and high rewards to big-spending small business owners. It has a $695 annual fee, but that’s offset by some statement credits and 5 points-per-dollar rewards on flights and hotel stays.

Does U.S. Bank automatically increase credit limit?

U.S. Bank and other providers may review your account after six months and automatically increase your credit limit. If you don’t receive an automatic increase, you can request a credit limit increase online or by phone. You can also decrease your credit limit by calling U.S. Bank’s customer service phone number.

Does U.S. Bank offer high credit limits?

There isn’t really a general U.S. Bank credit card limit. Limits vary from cardholder to cardholder, based primarily on their creditworthiness and income. As a guideline, if you have fair credit, expect about $2,000, good credit about $5,000 and $9,000 and more with excellent credit.

Does U.S. Bank Business Card Report to personal credit?

U.S. Bank: Does not report business credit card activity to the consumer credit bureaus.

Can you have two business platinum cards?

Can You Have Two Or More Amex Business Platinum Cards? The short answer is YES, you can have two American Express Business Platinum Cards. However, in order to be eligible for the second welcome bonus, your account will need to be targeted to bypass the Amex bonus once per lifetime rule mentioned above.

Does U.S. Bank do hard pulls for credit limit increases?

U.S. Bank will likely do a hard pull for a credit limit increase if the cardholder requests the increase. You can request a higher limit online or by calling (800) 285-8585, and U.S. Bank must have your permission before they conduct a hard pull on your credit report.