What are local land charges?

A local land charge is a restriction on a piece of land or property that can limit its use or bind the owner to a payment of a sum of money. Charges can include: Planning decisions. Road agreements. Tree preservation orders.

What is a local land charge UK?

Local land charges are generally financial charges or restrictions on the use of land which are governmental in character and imposed by public authorities under statutory powers, otherwise known as originating authorities.

How long are searches taking in Vale of Glamorgan?

5 to 10 working days
The turnaround time for a Local Search is an average of 5 to 10 working days.

What is a planning charge on a local search?

An obligation or restriction on the property that is enforceable against successive owners, such as the conditions in a planning consent, tree preservation order, listed building or enforcement notice.

What do local land charges search reveal?

The local land charges search will reveal whether a property is subject to a charge if that charge has been registered. The property will be subject to it regardless of whether it is registered or not. Other searches will need to be conducted to determine whether a property has an obligation on it.

How do I get a charge off my property?

The charging order on your home is recorded on the Land Registry until you pay the debt in full. It can then be removed by applying to the Land Registry.

Can you fast track local searches?

How do you fast track local authority searches? Unfortunately, not all Local Authorities accept expedition of searches. However, there are still many local authorities that do offer a fast track local authority option for an extra fee.

How long do local authority searches take when buying a house?

two to six weeks
A Local Authority Search can take two to six weeks, depending on how quickly the local authority can work. This time frame, however, can vary from a few days to several weeks, depending on the local council. In some cases, if a local authority is suffering staff shortages, it can take six to eight weeks or more.

Can I do local searches myself?

You can also conduct a personal search yourself for free, but this is not recommended as local reports require specialist knowledge to execute a search properly.

What happens if there is a charge on a property?

A charging order secures a debt you have with a creditor against your property. This means if you sell or remortgage your home before the debt is cleared the charging order will be paid off from the proceeds. A creditor can only get a charging order if they already have a County Court judgment (CCJ) against you.

Can you sell a property with a charge on it?

So, here’s the thing; if you have a charge order against your property, you can sell it whenever you want. However, this is subject to the availability of sufficient equity in the property to cater for the charge fully.

How long are local council searches taking?

How long do local searches take when buying a house in 2021? The government target for returning local searches is a maximum of 10 working days. But in reality, timescales on searches can vary significantly, from 48 hours to ten weeks!

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