Is Zilch available in USA?

Zilch’s BNPL services, which lets customers pay for products in interest-free instalments, will now be available to Americans wherever Mastercard is accepted.

How do you use Zilch?

Zilch is slightly different from other buy now pay later services in that you will be given a virtual Zilch card. In order to use it, select your chosen store from the Zilch website or app and then activate the card for that store. After that, you can order your goods with the Zilch card and pay for them later.

When using Zilch what name do you use?

Your Zilch card is registered under the company name and is owned by Zilch. Our system is built to recognise that the Zilch card was assigned to you as a Zilch customer, when you enter your name at check out, it will always be approved.

Does Zilch go on your credit score?

We do a soft credit check when you sign up with Zilch. This allows us to determine your Available to Split amount with us. Any missed payments may be reported to Credit Reference Agencies, and this may affect your credit score.

What is Zilch credit limit?

Rewards can be used as cash towards future purchases. Your single purchase limit is £1500.

How long does it take for Zilch to verify ID?

Once we receive your proof of ID, we start working on getting you verified. Verifications can take up to 5 business days; however, during busier periods this can be slightly longer. If our teams do need any further information, they’ll be in touch!

Can I use Zilch in Tesco?

The best thing about Zilch is that it can be used at almost any online store, regardless of whether or not the retailer is partnered with Zilch itself….Top shops that offer Zilch.

Retailer Link Category
Tesco Groceries Shop Now Miscellaneous
Tessuti Shop Now Mens
The Hut Shop Now Department store

Does Zilch increase credit limit?

Can You Increase Your Zilch Credit Limit? Zilch will automatically increase – or decrease – your credit limit based on usage. If you’re a frequent user and meet each payment deadline, settling each transaction balance on time, your chances of having your available spend increased are higher.

Can I pay bills with Zilch?

Using Zilch for direct debited monthly subscription payments could get complicated because further payments will no longer be authorised. We want you to get the most out of your Zilch Virtual Mastercard. So we suggest sticking to one-off purchases only.

Why can’t I get a Zilch account?

You must be a UK resident and at least 18 years old to use Zilch. If you fall into one or more of the following categories, you may not be able to use Zilch: During or after the registration process, you have taken action that does not adhere to our terms and conditions.

Can I buy alcohol with Zilch?

There are some goods, digital content, and services that we will not provide Funds for you to purchase. These include the purchase of alcohol, gambling, gaming, adult products and content, vouchers, gift cards, foreign currency, virtual currency, crypto currency, coins or precious metals.

Can you use Zilch to pay bills?