How do I find out if I have won on the Premium Bonds?

If you hold bonds and want to check if you’re in line for a prize, you can use the NS&I online prize checker here, or can download the free app from iOS or Android, with the results usually accessible from the second day of the month.

Will I be notified if I won Premium Bonds?

If you defy the odds and win big then you will be notified with a visit in person. A NS&I representative will visit the two £1 million winners at their homes the day before the first working day of the month and before the rest of the winners are announced 24 hours later.

What happens if a child wins the premium bonds?

What happens if the child wins? If the child beats the odds and wins a prize, it will be up to the parent or guardian to decide what to do with it. In terms of tax considerations, there’s nothing to worry about.

Why buy Bonds at a Premium?

A person would buy a bond at a premium (pay more than its maturity value) because the bond’s stated interest rate (and therefore the bond’s interest payments) will be greater than those expected by the current bond market. It is also possible that a bond investor will have no choice.

Do Premium Bonds email notification?

Customers who opt to use this service will need either an email address or a UK mobile phone number so that NS&I can notify them of any prize win by either email or text message.

How do I access my NS&I account?

To log in: If you have an NS&I account in your own name, log in using your details. If you don’t have an NS&I account, simply enter details of one held by the donor (their holder’s/account number), along with your own name and address. We’ll then add the donor’s accounts and investments to your online dashboard.

How do I trace old Premium Bonds?

You can find your holder’s number by logging in to our online service and checking your Premium Bonds account page. Or you can call us for a replacement Bond record and we’ll sent it to you. If you aren’t registered for our online and phone service, you can write to us and ask for a replacement Bond record too.

What would happen if bonds sell at a premium?

A premium bond will usually have a coupon rate higher than the prevailing market interest rate. However, with the added premium cost above the bond’s face value, the effective yield on a premium bond might not be advantageous for the investor.