How do I close my greater account?

How do I close an account? To close a Greater Bank account, all you need to do is give our Contact Centre a call during their hours of operation on 13 13 86 (Monday to Friday 8.00am – 6:00pm and Saturday 8.00am – 1.00pm) and a friendly member of staff can help with the account in question.

Can I close my bank account online?

Contact Your Bank Many financial institutions allow you to do this online, but it could require a phone call to customer service or a visit to a local bank branch. Some banks and credit unions may require you to fill out an account closure request form or submit a written request.

How do I close one of my bank accounts?

You can close a bank account by visiting a bank branch, submitting a written cancellation request or calling customer service. To ensure the account is closed in good standing and without any pending direct deposits or bill payments, you can take some simple steps.

How do I close a bank account without a fee?

If there are no funds in your account and you do not owe fees to your bank, you may be able to close your account online (often by sending a message to your bank through its online banking system) whether you bank with a traditional or online-only institution.

Do you have to go into a branch to close an account?

Most banks require you to come into a branch to close your account, and you’ll need to withdraw any remaining funds while you’re there. Speak to a banker at the branch and they’ll let you know about any remaining conditions of closing your account, and answer any last questions you might have.

What happens when you close a bank account with money in it?

Most banks, when closing your account, would like to see the account being at zero before they proceed with the closure. If you have funds in your account, you can either withdraw them, transfer them, or the bank will deduct certain charges from them in order to cover its costs.

How long does it take to close a bank account?

Closing a bank account is a straightforward process, but it can take an unexpectedly long time if you aren’t prepared. Depending on a few different factors, the process can take a day, a week, or even a few months. In most cases, closing a bank account can be finalized in one or two days.

Does closing a bank account hurt your credit?

The good news is that, unlike closing a credit card account, closing a bank account generally won’t hurt your credit score.

Do I need a reason to close my bank account?

Generally, banks may close accounts, for any reason and without notice. Some reasons could include inactivity or low usage. Review your deposit account agreement for policies specific to your bank and your account.

Can you close out a bank account over the phone?

In most cases, you can close a personal or business bank account over the phone. In fact, this is the best way to ensure you’ve closed an account properly. By speaking to a banking representative, you can capture and close out any pending transactions, or interest owing/payable on the account being closed.