Can I insure a car owned by someone else UK?

Yes, you can take out a separate car insurance policy on someone else’s car. Just tell the insurer you’re not the owner or the registered keeper of the vehicle when you apply.

Do you have to be the registered owner of a vehicle to insure it UK?

You do not have to be the registered owner of a vehicle to insure it, but legally you’ll need cover for any car you want to drive.

Can a car be insured in someone else name?

Yes, you can buy auto insurance coverage for someone else, as most companies allow the driver and policyholder to be in different names. This is fairly common for teen drivers, as parents generally are the auto policyholders until dependents can purchase their own vehicle and own insurance.

Do you need insurance to drive someone else’s car?

Remember that it’s not the car that’s insured – it’s the driver. So while the owner of the car may have an insurance policy for the vehicle, each driver needs to have their own insurance (either via driving other cars cover or a temporary policy), or be specifically named on the policyholder’s insurance policy.

Can I drive my girlfriends car if I’m not on her insurance?

Permissive Use Provision If a friend or a family member has an accident and isn’t insured, then you will have to use your insurance. Unless you have expressly denied that driver permission to use your vehicle.

Can I insure my boyfriend’s car in my name?

Most insurers allow you to add a significant other, such as a boyfriend, girlfriend, fiancé, or domestic partner, to your car insurance policy if you live together. Depending on the insurer, a significant other can also add their vehicle to a joint policy if both cars are kept at the same permanent residence.

What happens if someone else is driving my car and gets in an accident UK?

If someone else is driving your car and another person causes the accident, the at-fault driver’s insurance is usually responsible for covering costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover damages.