Can I get EMI on SBI debit card?

Let your Debit Card give you joy on-the-go and EMI on-the-spot! With Debit Card EMI from SBI, you can conveniently convert your transactions to Easy EMIs at both POS and e-commerce portals (Flipkart & Amazon).

How can I convert my SBI debit card to EMI?

The first thing you will need to do is to swipe your SBI Debit Card on the POS Machine at the merchant store. After swiping, select Brand EMI and then choose the option of Bank EMI. After doing the last step, enter the desired amount and repayment tenure according to your convenience.

Why my SBI debit card is not eligible for EMI on Flipkart?

Unable to see the Debit Card EMI communication on your payment screen at the time of checkout on Flipkart? It is possible that your bank has not approved your eligibility. In such cases, please contact your bank and check what you need to do in order to be eligible.

Is SBI debit card eligible for EMI in Amazon?

Currently, EMI is available only on HDFC, SBI, Axis, ICICI, Federal and Kotak Mahindra debit cards. You will need to make a purchase of a minimum amount of ₹5000 using your HDFC, ICICI, Federal, Axis and Kotak Mahindra debit cards and ₹8000 on SBI debit cards to avail EMI.

What is EMI SBI debit card?

It allows cardholders to buy consumer goods in instalments across PAN India without having to pay the entire amount immediately. This EMI facility on the SBI Debit Card comes with zero documentation and no branch visit. You can avail this facility in less than a minute irrespective of the existing saving bank account.

How do I check my eligibility for debit EMI?

How to Check EMI Eligibility on Debit Card? You can phone the bank’s customer service line or send an SMS to check your EMI eligibility. You can also check online by navigating to the payments area of an e-commerce website’s checkout page. You are qualified for EMI if you see it on your payment checkout page.

What is the eligibility for EMI in debit card?

Customers are not required to have a minimum balance in their accounts in order to place an order. They must, however, verify that their accounts have sufficient funds to pay the monthly EMI. The minimum transaction amount for which EMIs on debit cards can be obtained varies per bank.

Why is my debit card not eligible for EMI?

Credit history Therefore, the bank provides the facility of EMI on the debit card only after checking your CIBIL score. If your CIBIL score is above 700, then your chances of getting an EMI facility on a debit card are very high.

How can I check my SBI debit card EMI eligibility?

SBI Debit card loan and EMI eligibility: Customers can check their eligibility by sending DCEMI to 567676 from their registered mobile number with the bank.

Can I buy mobile on EMI with SBI debit card?

No Worries! You can still avail EMI facility on your SBI debit card. Major banks offer EMI on debit cards to make online shopping more convenient.

How can I activate my debit card EMI on Amazon?

To complete the purchase, add the product to cart and continue to payment page. On payment page, you will need to select “EMI Menu” and then add Bank’s Debit card. Select the appropriate tenure and continue with transaction. You will get re-directed to bank page to complete the payment similar to debit card.

Why debit card EMI is not working?

If you are eligible for Debit Card EMI from the bank side, but if you are not eligible for the platform from which you want to purchase your product, then you will not be able to use the debit card EMI payment option. This happens because of your poor purchase history.