How can I get help with housing in Arizona?

To apply, contact or visit the management office of each apartment building that interests you. To apply for either type of help, visit your local Public Housing Agency (PHA). Some PHAs have long waiting lists, so you may want to apply at more than one PHA.

Does Arizona have a first time home buyer program?

Arizona first-time homebuyer loan programs The first mortgage can be a conventional, FHA, VA or USDA loan, and can come with reduced mortgage insurance to help keep your monthly payments low. HOME+PLUS is available to both first-time homebuyers and those who have owned a home before.

Does Arizona have HUD housing?

The APHA administers these contracts for HUD. For information on the availability of affordable housing at these properties, you will need to contact each property individually. For HUD’s listing of affordable housing in Arizona, you may visit HUD’s website and/or contact the Arizona Department of Housing.

What is Arizona Wish program?

The Workforce Initiative Subsidy for Homeownership (WISH) Program helps match $3 for every $1 a qualifying homebuyer puts toward a down payment or closing costs. Eligibility requirements include: Arizona resident (no county restriction) First-time homebuyers.

What credit score is needed to buy a house in AZ?

640
Arizona First-Time Homebuyer Programs For both products, homebuyers apply through a network of state-approved lenders. Borrowers must meet income and credit score requirements (minimum score of 640) and complete a homebuyer education course to qualify.

What is considered low-income in Arizona?

Median Income: $88,800

Classification 1 person 3 person
Extremely Low (30 %) $18,550 $23,850
Very Low (50%) $30,950 $39,750
Low (80%) $49,500 $63,600