What should I do if I lost my FD certificate?
What should I do if I lost my FD certificate?
- Often there are situations where we lose important financial documents, your Fixed Deposit receipt being one of them.
- Visit Your Bank Branch.
- Application For Duplicate Fixed Deposit Receipt.
- The issuer bank will also request the deposit holder to submit an indemnity bond for loss of fixed deposit receipt.
What is the fixed deposit rate for Maybank?
All interest / dividend rates quoted may change without prior notice. Please contact the nearest Maybank branch for the latest rates….Fixed Deposit Account.
| Tenure | Interest Rates (% p.a) |
|---|---|
| 18 – 24 months | 2.10 |
| 25 – 35 months | 2.10 |
| 36 – 47 months | 2.15 |
| 48 – 59 months | 2.25 |
Which bank is best for fixed deposit for 10 years?
Fixed Deposit Interest Rates by Different Banks
| Bank | Tenure | Interest Rates for General Citizens (per annum) |
|---|---|---|
| HDFC Bank | 7 days to 10 years | 2.50% to 5.50% |
| Axis Bank | 7 days to 10 years | 2.50% to 5.75% |
| Union Bank of India | 7 days to 10 years | 3.00% to 5.60% |
| Canara Bank | 7 days to 10 years | 2.95% to 5.50% |
Can I withdraw fixed deposit before maturity Maybank?
Can I withdraw my eFD before maturity? Yes, you may. However, there will be no interest paid for premature withdrawals made within 3 months of the placement date. After 3 months, interest will be paid for the number of days the eFD is placed.
What happens to FD after maturity?
Once your FD matures, the bank will renew your FD for the same tenure and previous interest rates. Another case is your FD will be auto terminated, which means, the maturity amount will be transferred to your savings account.
Can FD be stolen?
To steal money from bank accounts, cyber criminals in Himachal Pradesh have started opening fixed deposit accounts of their victims to bypass the one-time password (OTP) mechanism for money transfer.
Which bank has highest FD rates?
Highest 3 Year FD Interest Rates
| Name of Bank | For General Citizens (p.a.) | For Senior Citizens (p.a.) |
|---|---|---|
| Axis Bank | 5.40% | 5.90% |
| IDBI Bank | 5.50% | 6.25% |
| State Bank of India | 5.45% | 5.95% |
| Punjab and Sind Bank | 5.40% | 5.90% |
Will fixed deposit rates increase in 2022?
The updated rates will take effect tomorrow, June 6, 2022, and the bank has raised interest rates on two-year deposits to less than three-year deposits of less than ₹2 Cr as a result of the modification.
Which bank FD rate is high 2021?
IDFC Bank offers the highest FD interest rate of 6.25% p.a. which is for a tenure of 5 years and above for the general public. For senior citizens, the interest rate is up to 6.75%. The second highest interest rate is 5.75% p.a. which is offered by Axis Bank for a tenure of 5 years and above.
Is Fixed Deposit can be withdrawn anytime?
Fixed deposits, with a premature withdrawal facility, allow the depositor to close the FD before the date of maturity arrives. This comes as a relief in times of cash crunch. However, a certain amount may be required to be paid by the depositor as a penalty to the bank. This usually ranges between 0.5% and 1%.
What is FD maturity date?
Maturity date is the exact date on which the FD matures, whereas value date is the date on which the FD was opened and becomes the basis to calculate the tenor of the FD. Read more about Fixed Deposit monthly interest here.
