How do I get my NCB certificate?

Contact your old motor insurance provider. Request for NCB transfer and submit all the required documents. The insurance company will issue the NCB Certificate. Submit the NCB Certificate to the new insurance company.

Do insurance companies check NCB?

Some insurers will send NCB proof as part of your renewal notice letter (or email). Others will only include NCB proof in your policy cancellation letter (or email). A select few providers will contact your previous provider themselves.

Can’t remember how many years no claims?

Many insurance providers will say a no-claims discount is invalid if there’s a break in your car insurance of two years or more. But other providers may go to three years. That’s why it pays to shop around and ask questions.

Is there a database for no claims discount?

When you renew your insurance and you want to move to a new motor insurance provider, the NCD database enables the new insurer to verify your no claims discount directly from the database. Details provided by the database include the number of discount years and whether these are protected, guaranteed or standard.

How long is NCB certificate valid?

three years
The validity of NCB is generally 90 days from the date of renewal. In case the policyholder fails to renew the insurance policy within this time frame, the NCB turns to nil. In case you sell your vehicle without purchasing a new one, you are eligible to receive a NCB reserving letter, which is valid for three years.

Can I use my NCB on a second car?

Unfortunately you cannot use your no claims discount twice. You can only use your no claims discount on one vehicle at any one time. However, you will be able to start earning another no claim discount if you take out a policy on a second car.

How can I check my NCD?

There are three main ways to get proof of your no claims bonus and claim a discount on your car insurance:

  1. From the letter you receive when your policy is due for renewal.
  2. From the cancellation letter you receive when you switch to a new provider.
  3. By contacting your existing insurer by phone, by post or online.

How do I get proof of my no claims discount?

Some new providers will ask your old provider for the proof of no-claims discount themselves – they’ll let you know if they do. If not, you may find the details on your renewal letter or on the cancellation notice you’ll receive if you’re switching. If not, contact your provider and ask them to send you the proof.

How do I get proof of NCD?