What is a tobacco free attestation?
What is a tobacco free attestation?
What is the Tobacco Attestation Form? The Tobacco Attestation Form asks employees to attest and certify to their current use or lack of tobacco use.
What kind of insurance is HealthChoice Oklahoma?
The Employees Group Insurance Division (EGID), formerly the Oklahoma State & Education Employees Group Insurance Board (OSEEGIB), provides group health, dental, life, and disability insurance plans for Oklahoma’s public sector employees. These plans are known as HealthChoice.
What is a tobacco credit?
Employee Tobacco-Free Credit. If you complete annual enrollment and declare yourself to be tobacco-free, you are eligible for an annual credit to offset the cost of your Arconic-provided medical/prescription drug benefits. If you opt out of medical/prescription drug benefits, you are not eligible for this credit.
What does first dollar coverage mean?
First Dollar Coverage is an insurance policy in which the insured does not have copays or out-of-pocket expenses required before coverage begins. Instead, the insurer begins payment from the very moment an insurable event occurs, so there is no financial pressure placed on the insured.
What happens if you lie about tobacco use on health insurance?
If you’re not honest about tobacco, you risk being charged with insurance fraud. Even such “soft fraud” is considered a misdemeanor and can result in sentences of probation, community service — or even time in jail.
What is Corridor deductible?
A corridor deductible is expenses paid by the insured in excess of an insurance policy’s coverage limit, but below the threshold at which additional coverage options are available.
What is first dollar deductible in health insurance?
First dollar coverage is a type of insurance policy with no deductible where the insurer assumes payment once an insurable event occurs. While there is no deductible, the amount the insurer will pay out is often lower than on similar plans that have a deductible, or premiums for the first dollar plan will be higher.
How long do you have to stop smoking to be a non smoker?
One Month to One Year After Becoming a Non-Smoker Your lung functioning begins to improve after just 30 days without smoking. As your lungs heal from the damage, you will likely notice that you experience shortness of breath and cough less often than you did when you smoked.
